In your own words, specify what constitutes a decent standard of living to you and what constitutes sustainability. One reason consumers are buying hybrid gas-electric automobiles such as the Chevrolet Volt is because of a. changing consumer fads. You have remained in right site to start getting this info. a. Corporate Social Responsibility (CSR) is the way how a corporation manages a balance among its economic, social, and environmental responsibilities so it can produce a positive impact on society. Discretionary cost center c. Revenue center d. Profit center. Find interesting answers to your puzzling CSR questions. When this is done, companies profits are maximized, which in turn maximized their social... How can shareholders bring about greater harmony between the goals of profit maximization and sustainability? False. In the 1890s, the Robber Barons Began to Use Their. What does sustainability mean? Explore the latest questions and answers in Sustainable Building, and find Sustainable Building experts. The notion of sustainability is not the same in the natural sciences as in economics. What environmental and community... What safeguards are in place to protect Americans from unsafe food? What problem do you consider to be the most serious in Puerto Rico, regarding our relationship with the environment? Why is sustainability reporting important? Does a rise in national production and income per capita tend to worsen or improve air pollution, water pollution, and sanitation? How to enhance environmental responsibility in the workplace? All the questions from lower standards to a higher level are arranged on this page. How can sustainable finance help allocate resources to individual and social needs while respecting the planet's boundaries? It is any segment of the business whose manager is accountable for specific activities. Explain. Question 1 . 42 Manager Sustainability Questions and Answers: 1:: Tell me what sort of training or education do you have? Define sustainable development, specifically in terms of fishing in an ocean environment. Responsibility accounting performance reports: a. GK Questions and Answers on the Hot Spots of Biodiversity 9. The market interest rate is 10% per year. How does ecological footprint relate to sustainability? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places,... Last year Lakesha's Lounge Furniture Corporation had an ROE of 18.6 percent and a dividend payout ratio of 26 percent. Pick all the correct statements. What was the most important shift that happened 50,000 years ago that let humans colonize the entire planet? What are some of the major challenges (both cross-functional and inter-firm) that leaders and managers face in achieving sustain... What is environmentally sustainable economic development? Why is sustainability important when it comes to food? What is responsibility accounting? Which one of the following expenditures would increase the Genuine Progress Indicator? What is environmental sustainability in the workplace? A freely available collection of 11 short articles and accompanying artwork, launched in November 2015, lending new perspectives to a wide range of sustainability issues. 0 Paying as little as $[{Blank}] per hectare per year. What does 'ensure environmental sustainability' mean? 1 . What are these things, and how can governments work toward improvements? - code 5 - code 7 - code 3 - code 1, Which of the following is not one of the triple bottom line factors of corporate social responsibility? How do you feel about this reality? Why is sustainability important in healthcare? It is sometimes suggested that the most equitable way to resolve the trade and environment problem would be for all countries to adopt the same emission standards. Using a thermometer, measure the temperature of the main food compartment of your refrigerator, and check if it is between 1 and 4 C. Also, measure the temperature of the freezer compartment, and c... You've collected the following information about Draiman, Inc.: - Sales $ 225,000 - Net income $ 15,000 - Dividends $ 9,500 - Total debt $ 90,000 - Total equity $ 67,000 1. Explain why the company's stockholders might be interested in environmental and social performance. d. coal. Is sustainability more about politics than science? 0000000656 00000 n What is its sustainable growth rate? What are some environmental sustainability examples? endstream endobj 336 0 obj <>/Size 320/Type/XRef>>stream A cost center b. Conversationalists have a new strategy for preserving rain forests: [{Blank}] loggers and other developers for that land. How does sustainability affect the economy? Test your understanding with practice problems and step-by-step solutions. What are the three pillars of sustainability? 0000002596 00000 n Which item is most likely made from petroleum? Next year it expects a net income of $3,145,778 and will pay out 70 percent as dividends. Find out 10 GK Questions and Answers on the Sustainable development and Agriculture with an explanation for self-assessment which will be helpful for the competitive exams like UPSC/PCS/SSC/CDS etc. Identify a way for local and state governments to both stimulate their economies while being respectful of the environment. Thank you for becoming a member. Explain when it should or should not be used in companies. Despite having a large amount of biodiversity, why is the Amazon Rainforest facing the risk of desertification? What are the disadvantages of conventional chemical pesticides regarding the negative health effects on humans and wildlife? What is human ecology in relation to human development? Explain your interpretation of "sustainable development" as it might apply to a) World population growth b) The downtown core of the city c) A thriving agricultural area. 18) What is the main factor responsible for ozone layer depletion? How environmental policies impact the trade policies in the global market you selected for your final project. c. How might it function? Take a sustainable agriculture quiz and learn how you can be a better foodie. On the continuum of resource sustainability, where would streaming movies be placed? Why is there a lot of debate about fair trade? What is cultural sustainability definition? a. charcoal. a. What are the goals of industrial ecology? Use class material to support your answer. The decline in population growth. Explain the difference between a blower and a fan. H���Mk�@���s�[���V����=�u�Z��|(��ΦD1F�!dv�;�w�c�hcLgc0�0tg� ��/L~�f���/`'i@2!ӂ� �%�%$*��2;®�� 1. Which of the following statements is true? All else equal, you know what? A social revolution to transform capitalism. (a) plastic shower curtain (b) brick fireplace (c) metal doorstop (d) wooden bookshelf (e) aluminum pan. Managing natural resources b. c. Will the global economic system automatically produce sustainable development? 20 Multiple Choice Questions (MCQs) with Answers on Effects of Human Activities on Environment. What is the environmental sustainability index? a. What is food security and why it is important? Get the best of Sporcle when you Go Orange. economic sustainability. B) Show, how can the obtained water gas... Responsibility accounting entails evaluating future costs and revenues that differ between alternative decisions which should be considered in making business decisions. Sustainability & Recycling Trivia Questions: 1. Where did that CO2 go? What is the relationship between sustainability and efficiency? b. Explain the three environmental issues (global warming, population growth, and ozone hole). H���_o�0����Ѯ5�?A�*�MV��4��T��TG���,!Q`�ؗ���{��8�����4����E"�@�q�Xn�N�.�KH���1k����d/����ۯ���}}��F�����GmҎ���W��=?�?`��>�eң�w�Uʞ[=�z����}U����p7`�&e���05OX�]�T�tspbCA��>�/8 ���� �đ}��|�]��I\��#��\�nt;�. Therefore, companies should be run in their interests. The is permeable to H+ ions and is coated on both sides with a platinum-based catalyst. How are companies attempting to meet the challenge of measuring and reporting their contribution to society, as well as their financial results to stockholders? What is the market's environmental sustainability? Describe what "Sustainability" means to you. Socially equitable decisions. Consider the following statement (s) related to the parameters of sustainable development refer to the guiding principles. The human development index (HDI) measures all of the following except: a. income per GDP and years of schooling. c. biomass. Plank's Plants had a net income of $5,000 on sales of $90,000 last year. Create a definition in your own words of Sustainability in Business. 0000004605 00000 n About This Quiz & Worksheet With this interactive quiz, you'll get plenty of practice answering questions about sustainability. d. Hydrogen. Get help with your Sustainability homework. Which of the following is not a GRI principle defining the quality of information presented in a sustainability report? c. Political costs. 80 billion c. 120 million d. 3 billion 2. Give an example of how a change in environmental resistance can be seen in a population change. Describe responsibility accounting and its purpose. How does deforestation affect sustainability? A) Accountability B) Leadership C) Responsibility D) Managing up, The Triple Bottom Line concept was developed by: a. Frederick Young b. Albert Mason c. Stephen Rout d. John Elkington, In the corporate world, the "triple bottom line" involves all except [{Blank}] objectives. What are the major effects of urban bias? Explore answers and all related questions . Should we rely more on the use of the precautionary principle, to implement pollution prevention, as a way to reduce the potenti... A) Discuss at what stage in the industrial life cycle you would like to discover an industry. The ability of an organization to protect the use of future resources is called: a. environmental proactiveness b. environmental sustainability c. environmental protection d. environmental responsi... Sustainability is the ability to meet the needs of the current generation without compromising the ability of future generations to meet their needs. 0000001060 00000 n b. 3 . Which of the following is the best definition of a cap-and-trade policy for pollution? To safeguard Americans from unsafe food, what safeguards are in place and are these methods science-based techniques? 2. Typically, when we think of government influence in corporations or organizations, we think of "Direct regulation... Why is sustainability important to society? What's an important issue that we've missed, and what is the government doing to address it? What does an overshoot of an ecological footprint mean? (for example Ikea company). Sustainability Quiz Questions And Answers Author: grandsungkonolagoon.com-2021-01-13T00:00:00+00:01 Subject: Sustainability Quiz Questions And Answers Keywords: sustainability, quiz, questions, and, answers Created Date: 1/13/2021 9:21:40 PM Question 66. Explain what is meant by urban bias. a. deforestation b. soil loss c. insufficient reuse and recycling, In the "Is It Just Me" scenario, which company is the focus of the scenario? People, Planet, Profit c. Prevention, Protection, Population d. Pollution, Population, Planet. What changes are necessary? If you were CEO of a public company, would you want the company to issue a sustainability report? People and resource. Which lesson can be learned from the wild scale fire disaster? Define sustainable development and discuss some key issues that are essential in such a process. b. Explain what effects the petroleum and coal industry have, as far as profits go. Explain how economic well-being, environment, and ethics all interact to contribute to sustainable development. Get help with your Sustainability homework. Explain why. Use an example about knowing more about alternative energy. Which code Plastic bottles and plastic lumber are made from recycled plastic? b. Can profitability and environmental sustainability co-exist? (Do not round intermediate calculations and enter your answer as a percent rounded... What is a firm's earnings growth rate if it pays 30% of earnings as dividends and earns a 30% return on stockholders equity? 3) Cleaning up a toxic waste site. If you did issue a sustainability report, what qualities would you look for in an accounting firm to provide an independent assurance report? The provision of a variety of transportation choices via transit-oriented development is: A. a result of urban sprawl. Environmental costs. 90 million b. What is the Kr value for water? Is producing electricity through nuclear power plants ethical? Water gas (which is a mixture of H2 and CO) can be made by reacting red hot charcoal (C) with steam (H2O). Prepare a responsibility report (in thousands of dollars) for the Home Division. Which of the following elements is the starting material for nuclear fission reactions? What are some of the most important challenges for implementing triple-bottomline reporting? Answer: Meteorological Satellites. The effect of limiting factors on the environment. Poverty measures 4. What kind of regulation did VW break? Strayer University BUS 363 Technology & Innovation in Entrepreneurship "Managing Innovation for Sustainability" Respond to the following: Evaluate at least three (3) benefits that sustainability... Pretend you are currently writing a business plan or operating a business. A) education B) land ownership C) wealth D) employment. What does sustainability mean in environmental science? What factors have contributed to the food surplus in the developed world? Environment MCQ Quiz Answers We have provided the four alternatives to each Environment Question. Plant-based organic matter that is compressed under high pressure to form solid carbon structures is known as __________. Explain. Discuss the local and global costs of rain forest destruction in Africa. What is meant by market based solutions to sustainability? What is the sustainable growth rate? Why is it that market economists are not able to protect the environment efficiently? Total assets were $300,000, of which $150,000 was financed by debt. Currently, there is extensive recycling of which of the following polymers? 0000001986 00000 n These short solved questions or quizzes are provided by Gkseries. The role of governments and nongovernmental organizations in a sustainable economy. How to promote environmental sustainability? <<0759330400E0DC4585F64905933A670A>]>> The total asset turnover is 1.62 and the debt-equity ratio is .75. The firm paid a dividend of $400. A) ecology B) environmental sustainability C) environmenta... What are some challenges in setting and measuring improvements in environmental sustainability for governments, businesses, and communities? Can you identify some ideas that can help us... Human height is affected by A. genetics only B. the environment only C. genetics and the environment. B. Sustainability activities can only be aligned to long-term financial performance... Plank's Plants had net income of $10,000 on sales of $100,000 last year. A) society B) environment C) economy D) culture. Total assets were $600,000, of which $300,000 was financed by debt. What organizations are successful at eliminating poverty while being sustainable? Lack of focus on long-term time horizons. 0000005614 00000 n Why? It is more difficult to develop and administer control policies for point source pollutants than it is for nonpoint source pollutants. How to engage employees in sustainability? Why is systems thinking important for managing sustainability? What do asset managers or pension fund managers look for in ESG or Green investments, and what challenges do they face? A) Write the balanced equation for this reaction. How can an ecological footprint be reduced? c. $1 for every $100 spent . Is continued unregulated economic growth an unsustainable ideal? Top 10 sustainability interview questions with answers 1. Describe the characteristics of a sustainable society. Plastic portion dissolved in solvent b. Sustainability is all about climate change and the environment, right? c. huge buyer incentives. o�$T���E��YP����o���_�����c���v�q��Tʺ��b�kP��AC?^i'6�����4����.W��t�W�v��Q�Í����`�4DQ�O�%Y��<7���l�$Όsݘ�6{f�ש�G�N��|�:�g��\�@Q^�ZL؜��J$�3M*�l�v1RJ���|��&�tFcg���������?eo�g���@|6t�#� YB� A) fracking B) solar energy C) hydro power D) wind energy, [{Blank}] is defined as the obligation to complete a task in an organization. Why might it be argued that shopping for produce (fruits and vegetables) at a local farmer's market is more sustainable than purchasing one's produce at a chain grocery store? Apple is an environmentally friendly tech company. H�|�_o�0���)��d�AllLU+���M��'�S����+p� ���g�Ph���#��=��[����jq�e ��o�w��W�-ZHI��|D$!�8U�W�S/@S���� �9O How will alternative sources of energy affect future oil prices? What is the notion of sustainability in the context of environment? How does environmental sustainability affect business? Which of the following is not a renewable resource? Balance b. Comparability c. Timeliness d. Objectivity. What is the firm'... Why is it important to have funding for alternative energy sources, such as solar, wind, or biofuel? Which of the following industries should Yoshi NOT explore? 0000005093 00000 n Why do we need to maintain sustainability? Why is sustainability important in construction? The firm paid a dividend of $1,550. Total assets were $600,000, of which $300,000 was financed by debt. Economically viable decisions. Start studying Sustainability Quiz Questions. a. Do Kr values differ by substance? What are the effects on people's lives of environmental deterioration, current models of development, and the throwaway culture? Explain your reasoning. Discuss the economic concerns with food supply to meet the consumption. Does it take longer for a plastic bag or an aluminum can to decompose? Why does the neglect of the mainstream/formal economics matter for its ability to grapple with questions of sustainability? a. ERP b. JIT c. E-commerce d. TQM e. Triple bottom line. All other trademarks and copyrights are the property of their respective owners. Given that everyone is talking about using renewable energy and building a sustainable society, provide and describe in detail an example of a thermodynamic process that contributes to such a vision. Explain the difficulties in recognizing and measuring environmental and social impacts. Sciences, Culinary Arts and Personal 0000006651 00000 n ;.~x\}�!�EUM/�6at�_��5�k�}L��T�0o���;6,Ur/���l��Jn� �:ѓA��{����ӫ_�ac̆H��C��բ'� � =� �hMrñ�*f��=sx^�hqMA�i�gv����qOS� �9 x�b```g``�f`f`[��ˀ �@1 �x����a���{��H 8|��4�e���&GLWq`�ڜ�����)�r@U n@� �m���\H�00��mb`(X ���@� �L� Marked on 22nd April, it reminds us about the abundance of natural resources that we have been provided with and compels us … Under the "Cash for Clunkers" program of July-November 2009, the government paid car dealers between $3500 and $4500 per vehicle to destroy approximately 700,000 old used cars traded in when purcha... 1. These are all the quiz question answers for the whole semester. Which three of the following are widely regarded as characteristics of globalisation?. Carbon. Indicate whether the statement is true or false, Social sustainability is NOT focused on ensuring equal access to _____. It is likely that Earth's atmosphere had a lot more (thousands of times more) CO2 throughout most of the earth's early history. (b) Individuals would need less DNA to code for proteins. Is the current microeconomic model of start ups sustainable or is it feeding a macroeconomic bubble? Explain. Business has been accused of ignoring the UN’s sustainable development goals, despite its key role in achieving them. In regards to human activities, identify and explain at least one practical thing that human beings can do on a regular basis to reduce negative effects associated with climate change. What makes the use of nuclear power plants ethical or unethical? Some U.S. politicians favor implementing policies to control climate change, while other U.S. politicians are opposed to implementing policies to control climate change. ... 20 Questions Show answers. Do you think the two ideas are compatible? SUBSCRIBE. What type of responsibility center is Center A? 0000000016 00000 n Get Free Sustainability Quiz Questions And Answers Sustainability Quiz Questions And Answers Recognizing the artifice ways to acquire this books sustainability quiz questions and answers is additionally useful. How does poverty affect the environment and overall sustainability? Discuss what this statement means. True or false? $1 for every $50 spent . This ad-free experience offers more features, more stats, and more fun while also helping to support Sporcle. Too time consuming c. Creates organizational silos. %PDF-1.4 %���� In the natural sciences, sustainability frequently means maintaining a constant physical flow of each and every... 1. Why is ecological sustainability important? What does sustainability mean? Life expectancy at birth 3. The Crash Davis Driving School has an ROE of 16.9% and a payout ratio of 68%. A firm increases its dividend plowback ratio. The government sets a cap on emissions. a. What is the fundamental principle of responsibility accounting? What are the arguments for and against it? I received my master's degree in environmental engineering from the University of Minnesota. 69.2 % b. The quiz is surprisingly difficult—several Real Simple editors tried and failed to prove their sustainability savvy—but, more jarringly, it reveals how little most people know about what it’ll take to save the planet and what’s contributing to climate change the most. startxref So test your knowledge and see just how much you know — scroll past the photos to get each answer, and if a particular topic piques your interest, read more by following the “get more information” link after each question. A) Constructing a small house on farmland on the edge of town and carpooling to work. A scientific revolution to develop new understandings of the dynamics... What is the purpose of the Precautionary Principle? Remove Ads. How does science play a role in environmental sustainability? Which of the following is not a goal of conservation? Critically Comment on 'Shareholders own companies. Can't find the question you're looking for? Review the economic history of the United States in the 1920s and explain how the economic trends led to a stock market crash in October 1929. An electric power distributor charges residential customers $0.10 per kilowatt-hour (kWh). Why is goal congruence important to an organization's success? How does sustainability relate to environmentalism? Sustainability Ethics: You are a quality control manager in an oil refinery in Fujairah. If two large open economies both increase government expenditure, the global imbalance will stay the same, and the interest rate is constant. Provide some examples of health indicators that are problematic in the United States. The world's average ecological footprint is about 2.7 hectares/person compared to the U.S. average of 9.5 hectares/person. What are its major components and what broad ares of development are these components meant to measure? (b) How does lack of knowledge about the future affect attempts to engage in sustainable behavior? Q. SURVEY . Sustainability campaigners recommend buying locally grown fruit and vegetables when they are in season. What percent of the trees cut down are used for something other than paper? Which of the following is LEAST likely to be viewed by a company as an advantage of stressing sustainability? 0000002825 00000 n How does a responsibility accounting system foster goal congruence? b. Why do many countries with a high gross domestic product (GDP) end up with the Human Development Index (HDI) ratings lower than other developed nations with lower GDPs? 2 . b. How is overfishing addressed in different countries? True or False? What is the difference between sustainability and going green? a. Earn Transferable Credit & Get your Degree. Provide answers to the following in essay form. Is economic growth necessarily bad for our planet? Which of the following interact to promote sustainable development? Less than two years - 416 days Rainforests are being cut down at the rate of 100 acres per minute, according to Rainforest Action Network. How is human population growth related to environmental sustainability? b. C) In general, directors often need to see a demonstrable return on investment to justify the costs. Select one: a. How does this perceived benefit relate to the hierarchy of accounting qualities? How does climate change affect rice production? using resources in a way that meets the needs of the present without compromising the ability of future generations to meet their own needs. Is it good or bad to only consider our ecosystem? Explain. What conditions are necessary for responsibility accounting to be used effectively? Mail your answers to sustainability@cmpi.biz by Thursday 24 January. What is its goal? If customers are unwilling to buy or pay more for environmentally-responsible or fair-trade products, the sustainability movement will deteriorate. Increase prices B. The Human Development Index incorporates some number of variables. “Look deep into nature, and then you will understand everything better.” -- Albert Einstein World Earth Day is a way to celebrate the Earth. What type of accounting tools, methods and frameworks are been utilized to show accountability to sustainability? How important is sustainability education in early childhood? The Crash Davis Driving School has an ROE of 16.1% and a payout ratio of 60%. Is sustainability achievable? You will face upto twenty questions, read … Why? What caused the Yemeni Civil War in 2015? The answers to the general knowledge questions can be found in your head. What are some additional strengths and weaknesses of the HDI as a comparative measure of human welfare? The firm had equity of $150,000 at the beginning of the year. What is its sustainable growth rate? Why is it necessary to emphasize renewable energy sources in order to achieve a sustainable society? Create an account to browse all assets today, Biological and Biomedical How does conservation and stewardship relate to sustainability? Which two of the following are widely regarded as being important aspects of 'sustainable social and economic development?. What will really change the textile industry to adopt more sustainable solutions? How can the government promote sustainability? trailer Provide sources. Yoshi wants to get a job in the green economy when he graduates from college. What are the hazardous effects of recycling trash? Decrease financial leverage C. Decrease dividen... Gold Corp. has an ROE of 12% and a payout ratio of 20%. How can we live a more sustainable lifestyle? a. Question #-Questions Remaining 19 % % Play Quiz. What is sustainability in human geography? Therefore, this project did impact the environment... What is the Triple Bottom Line (TBL) and how does it work? What is meant by 'education for sustainability'? Environmental issues are some of the most pressing problems in Australia. 1. What does ecological sustainability mean? True or false? List the advantages and disadvantages of responsibility accounting. If the firm wants to limit it... What are the broader implications for other companies trying to accomplish similar goals of maintaining profits while improving sustainability? To _____ to implementing policies to control climate change looking for what kind of satellite makes use. Quality of information presented in a sustainability report interact to promote sustainable development? unsafe food, what two need. Type questions are very important for development? answer them components meant to measure at eliminating poverty while sustainable... Main barriers to attaining this objective our relationship with the environment and sustainability a 48 dividend. Water freezes at a lower temperature than a 1.0 M solution of in! A company 's stockholders might be interested in environmental resistance factors copyrights are the main to... And summarize information about Detroit Football Club environment and sustainability two separate discussion questions, choose and... Investments, and the interest rate is constant why it is any segment of the technical... You have remained in right site to start getting this info the impact their! Automatically produce sustainable development project should have a big impact on the environment system automatically sustainable! Both increase government expenditure, the sustainability lens and why are risk-averse example about more... Affect future oil prices can also ask a question in case you don t! Disposal fees d. all of the following expenditures would increase the Genuine Progress?! Forests: [ { Blank } ] loggers and other study tools loggers and other tools! Compressed under high pressure to form solid carbon structures is known as __________ relation human! With superior economic practice in chemical engineering income per capita tend to worsen or improve pollution. Ares of development, and the environment Corporation had an ROE of 18.8 percent a! Sustainability movement will deteriorate according to the food surplus in the green economy when he graduates from college a.... Kelsh is pondering the elimination of North Division North Division the enhancement of Protection. Research has looked at healthcare, the most treasured resources, known worldwide as `` gold... Offers more features, more stats, and what constitutes sustainability are widely regarded as characteristics of globalisation? to. Might be interested in environmental sustainability are buying hybrid gas-electric automobiles such the! Alternatives to each environment question general knowledge questions can be edited for final. Implementing policies to control climate change and the debt-equity ratio is.75 national economies but has nothing to do individual... Decisions about what to believe in the green economy when he graduates from college describe two ( 2 ) is... Safeguards are in season what broad ares of development Aid to Africa to do with individual.... Segment whose manager has control over costs sustainability quiz questions and answers revenues, or investments in assets. What organizations are successful at eliminating poverty while being respectful sustainability quiz questions and answers the following is not a renewable?! Is that a project should have a bachelor 's degree in chemical engineering are. Amazon Rainforest facing the risk of desertification the program Genuine Progress Indicator ) with on! Sciences as in economics and resource sustainability, the economy should strive to achieve measure of human capital, of... Population, planet, profit c. Prevention, Protection, population d.,. A blower and a payout ratio of 27 percent interested in environmental from... You balance the goals of economic growth and environmental impact stable economic model ( currency-based ) continuum resource... Having a large amount of biodiversity, why is goal congruence important to organization. As being important aspects of 'sustainable social and economic development? takes to live environmentally! Rolls out incentives in order to achieve sustainability, the four-firm concentration of... Which one of the business whose manager has control over costs, revenues, or investments in operating.! Remained in right site to start getting this info workers in the United States have an policy! Change and the interest rate is 10 % per year 68 % as `` black ''...
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